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Datos Report: The Opportunity Your FI Is Missing by Not Effectively Selling Positive Pay

Banks and credit unions can better sell positive pay to businesses based on the findings of this 2024 report. Ways to sell are discussed.

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Key findings:

  • Adoption of positive pay across the industry is only about 35 percent.
  • At the same time, 44% of businesses report that they will probably consider using check and ACH positive pay in the next 18 months, and another 42% say they definitely will.
  • Six essential "calls of action" are required for FIs to grow positive pay adoption and revenue.